Our approach centers on passive investment management, assembling portfolios with diverse asset classes (e.g. stocks and bonds) weighted to attain desired risk-return correlation. Utilizing funds based on an index such as the S&P 500, we target asset class returns while minimizing expenses and trading costs. Active management, in contrast, aims to surpass market benchmarks using stock picking, market timing and technical analysis. However, when expenses are included in performance, actively managed funds frequently fall short compared to benchmark index returns achieved with passive investing strategies.
It is essential to recognize that all investing entails risk and may result in losses regardless of the strategy or asset type.
Are we a fit?
A 20 minute call or meeting at our office to see if our services are a good fit with your objectives.
Discovery
1 -2 meetings to understand your current financial position, your goals and risk tolerance. In these meeting we also go into more depth on our investment philosophy and cover core financial concepts that help you build wealth.
Conduct Analysis
We leverage an industry leading financial planning platform to make it easy for you to enter financial and investing information. You can do this at home as time permits, so no need to gather and bring in documents to our office. After getting your information, we will run an analysis to characterize your current financial position and put together a plan to achieve your objectives.
Personalized Solutions
We will present a financial and investing plan that balances your various goals with your risk tolerance and make refinements based on your input.
Ongoing advice (optional subscription service)
Provide insights, offer tools to help you manage the plan and make changes as needed. Our ongoing services include access to your personalized client portal providing a dashboard for you finances, and a workspace for us to model various scenarios as your objectives or financial situation changes.